Experts in Everything Small Business

A comprehensive insurance for SME businesses with under £5 million turnover. We put all your necessary policies into a combined policy, suitably covering all aspects of business insurance.

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We know how important SME business is to our economy and our national culture. But insurance is often not top of the agenda for small business owners. Between balancing the books, maintaining income, sourcing work, and accounting finances; many tradesmen and shop owners don’t have the time to look around for the perfectly tailored insurance policy.

It’s why, at Romero Insurance Brokers, we have created an easy, all-encompassing SME insurance policy specific to SME businesses. We believe tradesmen and SME businesses deserve the same treatment expected of multi-national conglomerates, so we’ve worked hard to build an experienced team whose sole focus are the needs of small businesses.

Our SME Commercial Combined Insurance Policy provides a range of business insurance solutions perfect for smaller businesses. This combined policy will include solutions essential to your specific needs; including public liability insurance, employers liability insurance, professional indemnity insurance, buildings & contents insurance, business interruption insurance and motor insurance. We’ll work with you to understand your needs and create a suitable solution.

How to get the best small business insurance premiums

Who do we work with?

We’re proud to protect a variety of businesses and their people. Corporations of all sizes work with us, in return receiving a comprehensive insurance cover that guarantees total peace of mind. Our SME commercial combined policy is versatile, able to cater to these types of businesses with a turnover of under £5 million:

Property businesses

Commercial businesses

Shops & Salons

Tradesmen & Merchants

Office rental businesses

Motor Vehicles

Meet the Team

Our dedicated handlers are experts in SME business insurance

From beginning to middle to end, your business will be handled by the same person. We pride ourselves on our ability to build relationships with our clients and deliver on their expectations.

Louisa Millington

SME Manager, Romero Insurance Brokers

Jenny McQuillan

SME Broker, Romero Insurance Brokers

Ali Monjezi

SME Broker, Romero Insurance Brokers

We offer an online one-stop shop, able to complete comprehensive insurance solutions over the phone.

We only use A-rated insurers, insurers we trust and who value low-risk low-premium business.

Our excellent claims team is what separates us as the best from the rest. Romero Insurance Brokers has over 20 years of experience; using our services you are getting a huge support network included within our competitive premiums.

Contact us to start a conversation about your premium and see if we can’t offer you a better deal.

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How to get the best SME insurance premiums?

We talk to Louisa Millington, SME Manager at Romero Insurance Brokers, about the current obstacles facing SME businesses.

The cost-of-living crisis, inflation, and worker shortages have seen material and labour costs soar. As tools become more expensive, so too do the policies needed to insure them. Many SME businesses are struggling to balance the books, which is why having a dedicated broker – like Louisa – behind you is essential.

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“Thank you for your great service, professionalism and efficiency. A rare find these days!

I will certainly recommend your company and will of course contact you when our renewal is due – a chore I will no longer have to dread.”


“After a major incident, Romero worked hard to secure us a substantial settlement, and really illustrated the value of having someone with experience fighting your corner.”

Surfacing Business

“Nothing is too much trouble for Romero, and my dedicated handler is always available whenever I need them. I’ve always found them to be very professional and knowledgeable with polite and cheerful service.”

Roofing Contractor

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Get in touch to see how we can protect you

For urgent inquiries, talk to our SME insurance team on 0113 831 3592 or email us directly using the button below


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